Let me start by making a few statements to ensure you know what we are going to talk about here. The concept of CBDCs is independent of Blockchain or DLT technology. CBDCs are not about financial inclusion or more efficient and faster payments, because there are better ways to achieve those objectives. Even if not acknowledged explicitly by CBDC proponents, CBDCs can easily be used for the suppression of opposing voice CBDCs can’t replace non-sovereign cryptocurrencies without sovereign banning the cryptocurrencies through law. In the last 10 years, while cloud and AI have transformed the way business is done, blockchain has not been able to justify the hype it has been getting. Instead, despite being on the Hype curve for more than 5 years, the real business benefits of blockchain are still elusive to many. However, it has given birth to many other concepts which have taken their own life. While the list started with cryptocurrencies, goes to Digital Assets, Decentralized Autonom...